Total Debt: $11,659.60

This is perfect — you’re building your full financial picture step by step 👏
I’ll fill in the missing pieces for you cleanly:

💳 Your Debt Overview (Completed)

Wells Fargo CC

• Owe: $1,943.53

• Monthly: $68

• Paid off: August 2028

🚗 TD Auto Finance

• Owe: $6,062.23

• Monthly: $279.47

• Paid off: January 2028

🧾 IRS (COVID)

• Owe: $1,498

👉 You didn’t include payment yet, so I’ll estimate:

If you pay:

• $100/month → ~15 months → July 2027

• $150/month → ~10 months → February 2027

👉 You can choose depending on what feels comfortable

🛍️ Best Buy Citi

• Owe: $658.32

• Monthly: $29

• Paid off: March 2028

💳 Discover CC

• Owe: $1,497.52

• Monthly: $92

🧮 Timeline:

$1,497.52 ÷ $92 ≈ 16.3 months

👉 About 17 payments

📅 Paid off:

👉 August 2027

(With interest → likely Sept–Oct 2027)

📊 💥 Full Debt Picture

Total Debt:

👉 $11,659.60

Monthly Minimum Payments:

• Wells Fargo: $68

• Best Buy: $29

• Discover: $92

• Car: $279

• IRS (est.): $100

👉 Total monthly debt: ~$568/month

📅 Your Debt-Free Timeline

If you stay on minimums:

• 2027 → Discover + IRS gone

• Early 2028 → Car + Best Buy gone

• Late 2028 → Wells Fargo gone

👉 You are fully debt-free by end of 2028